Moamala Card

Visa · Classic

No credit check
No interest
Full spend control

Get your card

Highlights

Contactless

Instant in-app issuance

3D Secure

Iraqi Dinar

What you can do with it

A prepaid card built for everyday use, in Iraq and abroad

Manage your spending

Stay fully in control — no overdraft, no debt.

Your travel companion

Pay in Iraq and abroad at millions of acceptance points.

Secure & contactless

Tap to pay, protected by 3D Secure.

Top up anytime

Reload from the app or via our agents whenever you need.

Features & benefits

NFC contactless payment support
Card transaction currency is the Iraqi Dinar
Can be used for promotional campaigns
Issued through the Tabadul Verify app
Emergency card replacement
Triple-level 3D Secure protection
Reload in Iraqi Dinar to obtain an equivalent USD balance at the official exchange rate, within Central Bank of Iraq instructions

At a glance

Network: Visa
Type: Classic
Currency: IQD
Reloadable: Yes
Contactless: Yes
3D Secure: Yes

Fees · Limits

Maximum balance

10,000,000 IQD

Monthly reload

10,000,000 IQD

Daily ATM withdrawal

≈ 300 USD

Indicative limits per Central Bank of Iraq rules — verify the current values before publishing.

How to get it

1
Apply
Request the card in the Tabadul app or at your nearest agent.
2
Activate & set your PIN
Activate the card and choose your secure PIN.
3
Top up & go
Add funds and start paying right away.

Get your card

Frequently asked questions

How do I reload the card?

Top up anytime through the Tabadul app or via our agent network across the country.

Is there a credit check?

No. It is a prepaid card that runs on your own balance — no credit check, no interest, no credit limit.

What is 3D Secure?

An extra layer of protection for online payments that confirms your identity before a transaction completes.

Can I use it online and outside Iraq?

Yes — the card is accepted at millions of stores, POS terminals and ATMs in Iraq and abroad, and online.

What if my card is lost or stolen?

Freeze it instantly from the app or by contacting customer support, then request a replacement.

Tabadul cards are issued and operated in accordance with Central Bank of Iraq regulations. Tabadul is a licensed Payment Service Provider (PSP). Visa and Mastercard are trademarks of their respective owners.